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credit

How you can use Credit Cards to Help your Credit

Credit cards can be a powerful tool for building and improving credit, but they should be used responsibly. When used correctly, credit cards can help to establish a credit history, improve credit scores, and even save money through rewards programs. However, if not used responsibly, credit cards can lead to high levels of debt, penalties, …

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Mortgage rates

What’s the Difference Between Interest Rate and APR?

Interest rate and APR, or annual percentage rate, are two important terms that are commonly used in the world of finance and credit. While they are often used interchangeably, they actually refer to two different things. Understanding the difference between interest rate and APR can be important for consumers who are considering taking out a …

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