How Much Down Payment do you Need to Purchase a Home? At Jonathan Torres and Torres Mortgage Team, we often get asked how much borrowers should put down on a home. There isn’t a one-size-fits-all answer, but borrowers should consider many factors when choosing their down payment. Keep reading to learn what you should consider …
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Interest rates control your mortgage payment. The higher the rate, the more your mortgage payment costs monthly and over the en9re loan term. If you’ve watched the news lately, you’ve seen how vola9le rates have been over the last year. So what makes interest rates increase or decrease, and what can you do about it? …
We’re in the final stretch of 2022, and the housing market is all over the place, but it remained a seller’s market despite what’s happening with interest rates and inventory. So what we should expect for 2023? It’s up in the air, of course, as we see what happens with inflaFon and the economy, but …
Buying a home is one of the best investments you can make. Even if you don’t have a largedown payment or perfect credit, there are ways to get approved for a mortgage and become ahomeowner. Unfortunately, many assume a mortgage is more expensive than rent and avoid buying a home.However, looking at the big picture, …
Why Purchasing a Home is Always Better than Renting Read More »
Mortgage Broker
Jonathan Torres
1522 Penman Rd.
Jacksonville Beach,
FL 32250 NMLS#1994043
Phone: 518-368-0090
Serving: FL,TX,TN,ND,NC,MT,MI MA,GA,CT,AL
Barrett Financial
275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297
NMLS#181106
Phone: 480-459-4500
© 2022 Jonathan Torres | All rights reserved. Jonathan Torres | NMLS #1994043 | Promise Mortgage powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AL 22977 | CT ML-181106 | FL MLD1880 | GA 181106 | MA MC181106 & MC181106 | MI fl0022342 | MN MN-MO-181106 | NC B-203722 | ND MB103863 | TN 204577 | TX view complaint policy at www.barrettfinancial.com/texas-complaint | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106