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Loans

How you can use Credit Cards to Help your Credit

Credit cards can be a powerful tool for building and improving credit, but they should be used responsibly. When used correctly, credit cards can help to establish a credit history, improve credit scores, and even save money through rewards programs. However, if not used responsibly, credit cards can lead to high levels of debt, penalties, …

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How Much Down Payment do you Need to Purchase a Home?

How Much Down Payment do you Need to Purchase a Home? At Jonathan Torres and Torres Mortgage Team, we often get asked how much borrowers should put down on a home. There isn’t a one-size-fits-all answer, but borrowers should consider many factors when choosing their down payment. Keep reading to learn what you should consider …

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VA Loans – Why More Real Estate Agents Should Consider Them

Have you ever heard that a borrower has VA financing and turned them away? Unfortunately, it happens more o?en than most people think. However, VA financing is much more aBracCve than most people realize, and VA borrowers shouldn’t be turned away. VA loans help veterans who served our country secure financing. The loan is governmentbacked, …

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