Promise Mortgage
“People want to work with people who care... and that's us" – Jonathan Torres
Our promise is to provide an exceptional and enjoyable experience for all of our clients. This isn't one transaction for us. We are your financial mortgage advisors for life!
WE ARE YOUR ONE STOP SHOP
Work with the Best
After years of building relationships, it's our job to make sure you work with the best in the industry from Realtors to title companies. We are here to set you up for success.
Get the Best Rates
Feel confident that you are getting the best rates. We are able to shop from 40+ wholesale lenders to make sure you are getting the best deal.
Credit Repair + Real Estate Investment Advice
If you don't qualify for the best rates. We'll put you on a strategic action plan to ensure the best rates are in your near future. As an avid investor, Jonathan helps coach his clients free of charge. He'll evaluate properties with you to ensure a great investment.
LOAN PROGRAMS
SUCCESS IS DRIVEN BY WORKING WITH THE RIGHT PEOPLE
Click here to connect and to watch informational videos to bring you value
MEET THE TEAM
“It’s okay to be average, just not here”
PROFESSIONAL. DEPENDABLE. TRUSTWORTHY.
Blogs and Articles
What is a Non QM Loan?
A Non-Qualified Mortgage (Non-QM) loan is a type of mortgage that does not meet the standards set by the Consumer Financial Protection Bureau (CFPB) for
What is a Jumbo Mortgage?
A jumbo loan, also known as a non-conforming loan, is a type of mortgage that exceeds the conforming loan limits set by government-sponsored enterprises (GSEs)
How you can use Credit Cards to Help your Credit
Credit cards can be a powerful tool for building and improving credit, but they should be used responsibly. When used correctly, credit cards can help
